Models
Neoly provides access to multiple AI models from leading providers. Each model is optimized for different use cases and has a corresponding credit multiplier.
| Model | Provider | Credit Multiplier | Best For | Plan Required |
|---|---|---|---|---|
| Gemini Flash Lite | 0.5x | Quick answers, general questions | All Plans | |
| GPT-5 Mini | OpenAI | 0.7x | Balanced performance | Basic+ |
| Gemini 2.5 Flash | 0.8x | Coding, multimodal, advanced reasoning | Basic+ | |
| GPT-5.1 | OpenAI | 1.8x | Complex algorithmic problems | Basic+ |
| Claude Sonnet 4.5 | Anthropic | 3.0x | Premium quality, system design | Plus+ |
Usage
Each AI request consumes credits based on the model's multiplier. See Plans Overview for details on credit allocations per plan.
Tip: Start with cheaper models for simple questions and upgrade to premium models only when needed for complex problems.
Model Access by Plan
| Model | Trial | Basic | Plus | Pro |
|---|---|---|---|---|
| Gemini Flash Lite | Yes | Yes | Yes | Yes |
| GPT-5 Mini | No | Yes | Yes | Yes |
| Gemini 2.5 Flash | No | Yes | Yes | Yes |
| GPT-5.1 | No | Yes | Yes | Yes |
| Claude Sonnet 4.5 | No | No | Yes | Yes |
Model Characteristics
| Model | Provider | Speed | Quality | Multimodal | Context Window |
|---|---|---|---|---|---|
| Gemini Flash Lite | Very Fast | Good | Yes | 128k | |
| GPT-5 Mini | OpenAI | Fast | Good | Yes | 128k |
| Gemini 2.5 Flash | Fast | Very Good | Yes | 200k | |
| GPT-5.1 | OpenAI | Moderate | Excellent | Yes | 200k |
| Claude Sonnet 4.5 | Anthropic | Moderate | Premium | Yes | 200k |
Recommendations
For Everyday Questions (Budget)
Gemini Flash Lite - Fast responses at half the credit cost. Perfect for practice sessions and general questions.
For Coding & Screenshots
Gemini 2.5 Flash - Excellent at code analysis, algorithm explanations, and debugging. Best multimodal support for screenshot analysis.
For Complex Problems
GPT-5.1 - Superior reasoning capabilities for difficult algorithmic problems and multi-step solutions.
For System Design
Claude Sonnet 4.5 - Detailed explanations, nuanced understanding, great for architecture discussions.
Switching Models
You can switch models mid-conversation:
- Click the model selector at the bottom of the chat
- Choose a different model
- Continue your conversation
Context is preserved when switching, so you can start with a cheaper model and upgrade for complex follow-ups.
Credit Consumption Example
If your base query cost is 1 credit:
| Model | Credits Used |
|---|---|
| Gemini Flash Lite | 0.5 |
| GPT-5 Mini | 0.7 |
| Gemini 2.5 Flash | 0.8 |
| GPT-5.1 | 1.8 |
| Claude Sonnet 4.5 | 3.0 |
See Credits System for more details on how credits work.